Tree Specialists says property owners should have their trees examined every three years as a safety precaution and to prevent any consequential damages to your property in the even to a major storm like Sandy.
Now that, Hurricane Sandy has left her wrath here in NJ, so many displaced homes and many lives have been lost. We still have to be patient while public utility companies who are doing their best to restore power for us. Just like the insurance companies who are swarming in phone calls. There are only so many insurance adjusters to around. Thinking the coastal areas of Southern New Jersey is their top priority at this point.
Now that, Hurricane Sandy has left her wrath here in NJ, so many displaced homes and many lives have been lost. We still have to be patient while public utility companies who are doing their best to restore power for us. Just like the insurance companies who are swarming in phone calls. There are only so many insurance adjusters to around. Thinking the coastal areas of Southern New Jersey is their top priority at this point.
As for us, here in Central and Northern New Jersey, we need to take precautions for our safety. I have come to realize it is highly relevant to examine our trees. If you know, you have a dying tree or if you think it is deteriorating ask a professional. If you can afford to do it, cut them down. You can recover some of your cost by selling it for firewood.
In any case, if there is a dangerous storm (especially when it has been given a name), and a large tree happens to fall on your home and crashes into your house, garage, deck or fence, the damages are most likely covered under a homeowners’ insurance policy, less the deductible. Major storms like Sandy override any “Act of God” clause. You might want to check your policy to see if there is an additional expense to you for removing the tree. Most policies will include a set dollar amount, and you would be responsible for the remaining cost. This only applies if your property is damaged.
If the damage is so severe that you need to evacuate your home to protect you and your family, let the insurance company know, so they are aware. Also, check your homeowner’s insurance policy, it may state that you will be reimbursed your for meals and accommodations.
For future reference, during a storm, if you have trees that are remarkably close to your home, stay in one of the interior rooms. If you live in a two-story home, please stay on the first floor! Moreover, please keep all children’s beds and baby’s cribs away from windows!
http://www.americantreeservice.biz/ American Tree Service offers free evaluations in New Jersey.
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